Hatleberg Mortgage Corporation in Chelsea, MA | Mortgage

Hatleberg Mortgage Corporation

Brian Hatleberg is the owner of Hatleberg Mortgage Corporation. In private life, Brian is a city councillor representing Chelsea`s District Five. Prior to his election to council, he served on Chelsea`s zoning board. Brian is also a member of Chelsea`s Rotary Club. Brian lives in Chelsea with his wife, Lisa, his daughter, Holly, and his dog, Acer. When he`s not working, he and Lisa can often be found working on the draft of a murder mystery - ask him how Jake and Fiona are doing! I believe you`ll enjoy working with me, but don`t take my word for it -- please take a moment to read the testimonials page of this website, where I`ve posted a few of the things that others have said.
Shop Loan Programs and Rates
What loan program is best for your situation? Lenders offer many different loan options:
Think about how long you plan to keep the loan. If you plan to sell your home in a few years, you may want to consider an adjustable rate or balloon loan. If you plan to keep your home for a longer time, you may want to consider a fixed rate loan.
Understand the relationship between rates and points. Points are considered prepaid interest and may be tax deductible. Each point is equal to 1 percent of the loan. For example 1 point on a $150,000 loan is $1,500. The more points you pay, the lower your rate.
Compare different loan programs. With so many programs to choose from, it`s hard to figure out which program is best for you. Consult an experienced loan officer who can help you find a loan program that best fits your short- and long-term plans.
Close the Loan
After your loan is approved, you will be required to sign the final loan documents. This will normally take place in the presence of a notary public. Be prepared to:
Bring a cashiers check for your down payment and closing costs if required. Personal checks are normally NOT accepted.
Review the final loan documents. Make sure that the interest rate and loan terms are what you were promised. Also, verify the accuracy of the name and address on the loan documents.
Sign the loan documents. The notary will require that you have your picture ID with you. Some lenders also require to see your Social Security card.
Your loan will normally close shortly after you have signed the loan documents. On refinance and home equity loan transactions, federal law requires that you have three days to review the documents before your loan transaction can close. Purchase transactions do not have a three day rescission period.

Call us at
617-828-984