Pignatare & Sagan LLC
Certified Public Accountants
Dedicated to helping Families, Small Businesses and Corporations achieve their financial goals
Pignatare & Sagan LLC was started in 1990 by Andrew J. Pignatare as Andrew J. Pignatare & Associates. It is centrally located at 1089 Elm St. in West Springfield Massachusetts. Over the years, the firm has grown tremendously and the newest development as of January 2006, is an LLC with Charles Sagan taking the company on it’s newest endeavor; Pignatare & Sagan, LLC. But don’t let the new name fool you, we are still the same great company offering the same great services!
Mr. Pignatare worked for an international CPA firm for three years after graduating from Babson College. He then worked for a local CPA firm for several years before starting his own business. Mr. Pignatare states, "Every successful client is a happy client." To this day, our clientele is the best source of our referrals that attribute to our firm's strong continued growth.
Personal and Business Consulting
A professional in our firm is always available to sit down with the client and analyze the present financial situation of the company and/or the individual and improve their present situation.
Managing Your Money
Are you having trouble in meeting your monthly bills? Are you wondering where all your money went? A professional at Andrew J. Pignatare & Associates can help you. We will analyze your financial condition and assemble a plan for managing your cash flow on a periodic basis.
Retirement Planning
Social Security should only be a portion of the income you will need upon reaching retirement age. It is important to have other retirement plans and other sources of income you can depend on in the later years. With proper planning, you can make your retirement years more comfortable.
Business Purchase, Sale or Financing
Our professional staff is available to assist you in purchasing or selling a business. Our firm has close relationships with a number of banks and lending institutions that can help you finance the purchase of a new business or refinance your existing business.
Other Services Provided on Request:
Litigation Support Service
Investment Planning and Consulting
Information Technology Services
Our firm offers a wide range of services to our individual and business clients. Because our firm is relatively small, our clients benefit by getting personalized, quality service that is beyond comparison. Below we have listed the services that we offer to our clients along with a brief description.
As the list below is by no means all-inclusive, please feel free to inquire about a service if you do not see it listed. If it is not a service we provide, we would be more than happy to refer you to a qualified professional.
Successful businesses and high net worth individuals need proper planning to minimize future taxes, maximize their assets and help them meet their needs.
For business, individual and estate planning needs, please consider setting up a meeting with Pignatare & Sagan LLC. Proper tax planning can minimize or eliminate taxes and save taxpayers their hard earned money.
Business Services
Tax planning and tax return preparation
Financial statement preparation
Business start-up expansions
Loan packages including SBA and minority loans
Computer consulting-hardware and software
Computerized accounting and bookkeeping Educational planning
Projections, pro forma financial statements and business valuations
Business acquisitions and dispositions
Budget preparation, leasing versus buying analysis
Diversification of business lines offered
Services for Individuals
Estate planning
Tax return preparation and planning
Estate and trust preparation
Financial statement preparation
Wealth accumulation consulting, including asset diversification
Educational planning
Debt consolidation